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APY = Annual Percentage Yield. Rates and APYs accurate as of August 31, 2023.

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Checking Accounts

 

Checking Accounts Min Opening Deposit Min Average Daily Balance to Obtain APY Interest Rate APY
Kasasa Cash* $100 Up to $10,000  1.98%  2.00%
    Above $10,000 0.10% 0.10%
  If qualifications are not met* 0.05% 0.05%
Kasasa Saver* with Cash  $0  Up to $15,000  0.50%  0.50%
    Above $15,000 0.10% 0.10%
  If qualifications are not met**  0.05%  0.05%
Kasasa Saver* with Cash Back  $0  Up to $15,000  0.50%  0.50%
    Above $15,000 0.10% 0.10%
  If qualifications are not met** 0.05% 0.05%
Blue Secure Premier $100 $3,000 0.10% 0.10%
NOW $1,500 $1,500 0.10% 0.10%
Money Market/Business $2,500  $2,500+ 0.15% 0.15%
    $25,000+ 0.40% 0.40%
    $50,000+ 0.50% 0.50%

*Kasasa Cash Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 PIN based/Signature based debit card purchases, posted and settled
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking or mobile banking at least one (1) time per month
  • Maintain a valid email address on record with bank

That’s all there is to it. Even if you don’t meet your qualifications during a cycle, don’t worry. Your account is still free, and you’ll still earn our base interest rate. Then you can get right back to earning your full rewards the very next month.

**Kasasa Saver Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver® rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 PIN based/Signature based debit card purchases, posted and settled
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking or mobile banking at least one (1) time per month
  • Maintain a valid email address on record with bank

It’s in the bag. But even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Savings

 

Savings Accounts Min Opening Deposit Min Average Daily Balance to Obtain APY Interest Rate APY
Regular/Business $100 $100 0.15% 0.15%
Youth Savings $100 $100 0.15% 0.15%
Christmas Club $100 $100 0.15% 0.15%

Fixed - Certificate of Deposit/IRA Accounts Learn More

Fixed - CD/IRA Accounts Min Opening Deposit Min Average Daily Balance to Obtain APY Interest Rate APY
91 Day $1,000 $1,000* 1.00% 1.00%
182 Day $1,000 $1,000* 1.99% 2.00%
12 Month $1,000 $1,000*  3.96% 4.00%
18 Month $1,000 $1,000*  2.48% 2.50%
30 Month $1,000 $1,000*  2.73% 2.75%
48 Month $1,000 $1,000*  2.98% 3.00%
60 Month $1,000 $1,000*  3.47% 3.50%

*Refer to Daily Balance

  • Rate may change for variable rate accounts
  • Penalty for early withdrawal
  • Fees could reduce earnings

Jump Rate CD/IRA Accounts Learn More

Fixed - CD/IRA Accounts Min Opening Deposit Min Average Daily Balance to Obtain APY Interest Rate APY
18 Month $1,000 $1,000*  2.24% 2.25%
30 Month $1,000 $1,000*  2.44% 2.45%
48 Month $1,000 $1,000*  2.53% 2.55%
60 Month $1,000 $1,000*  2.98% 3.00%

View our Deposit Agreement

View our Rate Sheet

*Refer to Daily Balance

  • You may change the interest rate on your account once during the term of your certificate to the current interest rate offered by us.
  • Rate may change for variable rate accounts
  • Penalty for early withdrawal
  • Fees could reduce earnings