Services: Loans

Loans
  • Installment Loans – Let our bank help you purchase your next new car
  • Consumer Loans – Buy a new stove or go on a vacation with the help of a personal consumer loan!
  • Real Estate Loans – Let our bank help you buy a home! We are one of the largest Real Estate Lenders in the area.
  • Commercial Loans – Expand your existing business or start up a new business!
  • Agriculture Loans– Livestock, real estate, and machinery and equipment loans
    For more Agricultural information go to

 

Certificate of Deposit
Let us help you with your investment needs by sending you our current Certificate of Deposit terms and rates.
 

Individual Retirement Accounts (IRA’s)
Let us send you our current information on these different types of IRA accounts.

  • Traditional IRA’s – The Traditional IRA is an individual retirement account established for the benefit of one person and earned interest is tax deferred until retirement, when base taxes may be less.
  • Roth IRA’s – The Roth IRA is a nondeductible account that features tax-free withdrawals for certain distribution reasons after a five-year holding period.
  • Education IRA’s – The Education IRA is a nondeductible account that features tax-free withdrawals for a very specific purpose—a child’s higher education expenses.

Premium Services

  • Internet Banking with lots of features including Bill Payment Services.
  • ATM Debit and Cash Cards – Ask us for an application.
  • Telebank - Your 24-Hour Telephone Banking Service
  • Travelers Checks, Cashiers Checks, Money Orders – They are accepted as cash in most places worldwide.
  • Wire Transfers – With a wire you can move cash quickly and at your convenience.
  • Safe Deposit Boxes – A safe place for you to hold your valuables and important documents.
  • US Savings Bonds – Ask about the great gift giving idea.
  • Night Depository Access – One more way to make your necessary deposit.
  • ACH Origination – Fast and convenient way for businesses to process payroll or customer payments.
  • Notary and Other Services – Great way for our customers who need a verification of their signature.
  • Tickets and Information available to different amusement parks in this area.

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