• Minimum deposit of $100.00 required for opening account.
• There is a service charge of $1.00 for each withdrawal or transfer over 6 for each three months or quarter cycle.
• This is an interest bearing account.
• Interest is paid quarterly.
• Interest must exceed $1.00 to be paid.
• A dormant fee of $5.00 will be charged each year if for one year (previous) there is no activity in the account.
• Debit item returned due to NSF - overdraft charge applies (see OTHER FEES).
• Balances are FDIC insured.
• A statement is provided quarterly.

• You may earn interest on balances smaller than other accounts will pay on.
• You will be familiar with this account because it has been with us for a long time.
• This account can be used to isolate funds for special purposes or anticipated expenses.
• The small balances required will allow parents to use this account as a teaching aid for teaching their children financial responsibility.
• Because of the small balance requirements, you can save and earn money despite moderate or irregular income.
• There are many painless ways of saving, such as payroll deductions, making this one of the easiest ways to save.
• Your money is safe because the federal government insures it.
  
  Effective April 11, 2000

Other fees may be charged on your statement:

 

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