Free Checking Account
*
Consumer Accounts Only-Not available to Commercial or Business Checking accounts, Not-For-Profit, Charitable, Tax-Exempt, and "dba" accounts.

Features

  *Consumer Accounts Only – Not available to Commercial or
    Business Checking accounts, Not-For-Profit, Charitable,
    Tax-Exempt, and “dba” accounts.

  • Minimum deposit of $20.00 required for opening account.
  • No monthly service fee.
  • Customers are allowed unlimited check writing.
  • This account is a non-interest bearing account.
  • The bank will retain checks for safekeeping on microfilm or with our electronic imaging system.
  • Duplicate (carbon copy) checks are required.
  • Balances are FDIC insured.
  • A monthly statement is provided
  • *With OVERDRAFT PRIVILEGE SERVICE***
    Available only to consumer accounts (no business accounts) for personal and household use and we may limit the number of accounts eligible for Overdraft Privilege to one account per household. Additionally, we reserve the right to not approve any overdrafts against your account until we can verify that your account is being maintained in good standing. The Overdraft Privilege Service does not constitute an actual or implied agreement between you and the bank; nor does it constitute an actual or implied obligation of or by the bank. This service represents a purely discretionary courtesy or privilege that the bank may provide to you from time to time in which may be withdrawn or withheld by the bank at any time without prior notice or reason or cause. Refer to Overdraft Privilege Service Description for further explanation CLICK HERE
Benefits
  • Small amount of money needed to open checking account.
  • Saves money on service fees.
  • Items are truncated at the bank.
  • Your money is safe because the federal government insures it.

    Effective April 11, 2000


Other fees may be charged on your statement:
See Other Fees
 

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