• Minimum deposit of $100.00 required for opening account.
• This is an interest bearing account.
• Balance of account is paid out by cashier's check, each November 1st, just in time for Christmas shopping.
• Automatic deposits are set up for Christmas Club accounts in any increment to suit your budget, but must be done at least monthly.
• If an account is closed before November 1st, a $25.00 fee will be applied.
• Christmas Club agreement will automatically renew each year unless cancelled by customer.
• Interest is paid each November 1st, before check is issued.
• Balances are FDIC insured.
• A statement is provided and mailed with the cashier’s check.

• This is a convenient way to save for the holidays.
• Once auto debit is set up, customer does not have to remember to transfer savings.
• It is great to have extra money saved up when you begin your holiday spending.
• Your money is safe because the federal government insures it.
  
  Effective April 11, 2000

Other fees may be charged on your statement:

 

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